Advice-Only Financial
Planning Services

Financial plans should not all look the same

Keep control over your wealth without having to question if you’re making the right decisions
  • Tax-focused decisions that help you
    keep more money in your pocket
  • Conflict-free advice that is solely
    intended to benefit you
  • Discussions to help connect all
    the financial aspects of your plan

Comprehensive, Advice-Only
Financial Planning

Investments

  • My investment philosophy is simple - focus on what you can control and don’t try to predict the markets.
  • I will work with you to understand your risk tolerance and utilize asset allocation to control that risk in your portfolio.
  • We will explore passively managed investments to fill that allocation and gain broad market exposure and adequate diversification, while keeping your investment costs as low as possible.

Taxes

Taxes are complex and constantly changing. Often clients “don’t know what they don’t know” and can be paying a lot more in taxes than they should.

I will review your tax returns, help identify strategies to minimize your taxes, and create a tax-efficient withdrawal plan.

I can also help you plan for significant tax events like the sale of a business, real estate or concentrated stock.

Cash Flow

The focus of cash flow planning is to understand what your desired lifestyle is during retirement.

Then, I help you assess whether your cash flow and portfolio can sustain that lifestyle. In other words, we answer the question “Will I run out of money?”

If it looks like this might be the case, I will work with you to come up with practical planning options to help you increase the likelihood of not running out of money.

Estate & Risk

Estate planning is about leaving a legacy and protecting your surviving loved ones.

I’ll review and evaluate your estate planning documents, beneficiary designations, and asset titling to ensure your legacy goals are properly reflected and will be carried out according to your desires.

I can also review the adequacy of insurance and other legal structures you have in place to protect your family and assets.

Who I Serve Best

My advice-only services are a good fit if you:
  • Want access to financial advice without having to turn over your investments
  • Want an experienced partner to check in with as you face new opportunities
  • Are considering retirement or have recently retired
  • Want to make sure you are taking advantage of all tax savings opportunities
  • Are interested in working virtually with your financial advisor
  • Want flexibility in your planning engagement (i.e., not locked into a long-term, recurring engagement)

Project-Based Planning

Pay for what you need, with no unnecessary or hidden fees

Basic Planning

$2,500

Create a long-term retirement cash flow projection intended to meet your goals and objectives.

You get:

  • Detailed net worth statement
  • Asset allocation recommendations
  • Tax-efficient income withdrawal plan
  • Limited Implementation
  • 1-2 Month Engagement
  • Fee is billed half up front and half upon completion

Premium Planning

$5,000

Create a comprehensive, tax-efficient wealth plan that includes your investment portfolio objectives.

You get everything covered in Basic Planning plus:

  • Estate planning, long-term cash flow projections, and tax return review & recommendations
  • Risk planning assessment to ensure adequate insurance coverages
  • Implementation guidance
  • 2-3 month engagement
  • Fee is billed half up front and half upon completion

Elite Planning

$12,000

Provide additional assistance for clients whose financial picture requires more in-depth planning.

You get everything covered in Premium Planning plus:

  • Year-end tax planning and projections
  • Up to 12 in-depth monthly planning meetings
  • Assistance with implementation
  • Annual engagement
  • Billed monthly

Schedule an Initial Consultation

See how an advice-only approach can provide the clarity
and confidence you’ve been looking for

Schedule Your Consultation

The Top 10 Items to Review as
You Prepare for Retirement

Transitioning out of your career involves several moving parts. This guide will help
you assess your options and prepare for this transition without overlooking any
critical financial components.

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